Overdraft (OD)
Worried and running on zero balance? Opt for overdraft and extract from the balance on a negative note. The flexible interest rate on it as interest is charged only on the amount drawn and not on sanctioned one.
Remember here the interest rate is higher compared to cash credit. But overdraft option is available for non-business related purposes as well and can be availed from an existing account without having to create one.
Our overdraft features
Best overdraft deal
You needn’t browse or visit multiple banks to get a loan at the lowest interest rates. Yes! You heard it right. We provide details of all overdraft deals in the market and indeed help you opt for the lowest interest rates.
Flexible or customized repayment
As we are connected with multiple banks, the repayment modules may be varied. But we assist you to choose flexible options as per your need and also offer customized ones on availability.
Hustle free application
You needn’t visit banks and wait to apply for the loan. We’ll collect the required documents and apply
Early approval
You needn’t wait for longer durations to get an approval, the process becomes smoother with us, get early approvals to serve your needs and get it as soon as possible.
- ✓ Identity proof ( Aadhaar Card, 1-Photo, PAN card)
- ✓ Address proof ( Aadhaar Card, Passport, Driving license, Voters ID, PAN, Ration card or Utility bills)
- ✓ Income proof (GST certificate, Latest 2 Year ITR Copy (Full set), 1 Year Bank statements till Date, Last 2 Years P&L B&L)
| Loan tenure | Depends on bank |
|---|---|
| Processing fees | Depends on bank |
| Rate of interest | _%-_% |
| EMI | EMI CALCULATOR |
| Pre-closure charges | Depends on Bank |